Have you ever bought a cup of coffee, grabbed lunch, or shopped for daily essentials and simply scanned a QRIS code on your phone to pay? Convenient, right? No need to look for cash or wait for change. Just open your payment app, scan the merchant’s QR code, and your transaction is complete. This simple experience sho…
Have you ever bought a cup of coffee, grabbed lunch, or shopped for daily essentials and simply scanned a QRIS code on your phone to pay? Convenient, right? No need to look for cash or wait for change. Just open your payment app, scan the merchant’s QR code, and your transaction is complete.
This simple experience shows how close digital payments have become to our everyday lives. They are not just useful for personal transactions but are also becoming increasingly important for businesses.
Imagine a customer wants to buy your product, but their preferred payment method is not available. They may have to look for another way to pay or even decide not to complete the purchase. That is why businesses need to offer convenient payment options that match their customers’ habits.
In line with the theme of National Fintech Month (BFN) 2026, “Fintech All Around You,” financial technology is now part of many everyday activities, including how businesses accept payments.
Digital Payments Are Becoming More Popular. Is Your Business Keeping Up?
Take a look at how people make payments today. They use QRIS to pay for meals, e-wallets for online shopping, or virtual accounts for bank transfers. Payment options are becoming more diverse, allowing people to choose what works best for them.
This growing trend is also reflected in data from Bank Indonesia. As of June 2026, QRIS had reached 65.77 million usersand 44.86 million merchants, with around 96.68% of merchants being MSMEs.
These figures show that digital payments have become part of everyday economic activities. For businesses, this is an opportunity to provide a more convenient payment experience while keeping up with changing customer habits.
Want to know why digital payments matter for businesses, what benefits they offer, and how Paylabs can help?
Read the full article on the Paylabs website to discover more!
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